Following the collapse of major financial institutions, Congress enacted a sweeping $700 billion taxpayer-financed bailout of the financial sector. However, months into the program and billions of dollars later, no one knows how the money was spent and no one is convinced that it has achieved any of the intended results.

PIRGIM has created a financial literacy guidebook to help consumers take on the banks, lenders and credit card companies that take advantage of unknowing and frustrated consumers, and supported strong protections for financial privacy.